This is a personal blog. The opinions expressed here represent my own and not those of any companies I may be affiliated with. All data and information provided on this site is for informational purposes only. I make no representations as to accuracy, completeness, suitability, or validity of any information or data on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis. In addition, my thoughts and opinions change from time to time as I gain new insights and as the market changes. This blog is intended to provide just some general observations as I view them at the time of writing.